Our Products
Choose from our diverse selection of insurance plans, each individually tailored to suit your needs.
Term Life Insurance
Choose from terms of 10, 20 or 30 years to pay for ongoing expenses.
Our Term Life Insurance product covers ongoing expenses in the case of unexpected death.
Replaces otherwise lost income in the event of an unexpected death. With terms ranging from 10 to 30 years, money will be available during that time to pay ongoing expenses like mortgage or education costs. The insurance can also be layered with permanent insurance to increase coverage temporarily.
Get Quote See DetailsWhole Life Insurance
Insurance that delivers performance and flexibility to maximize wealth.
Counterbalance life’s myriad unknowns with Whole Life Insurance.
Whole Life insurance is designed to offer attractive guaranteed cash value in the early years of the policy, without compromising on long-term death benefit growth.
Get Quote See DetailsUniversal Life Insurance
Universal life insurance provides the security to help you live your life to the fullest.
Universal Life provides the peace of mind of insurance while allowing you to invest your assets tax-effectively.
The important role life insurance can play in protecting loved ones and providing an estate after death is also well known. Fewer are aware that you can combine your tax-savvy investing and life insurance needs.
Get Quote See DetailsKey Person Insurance
An insurance policy to ensure your company’s continuity.
Coverage in case of the sudden loss of a key member that would negatively impact business operations.
Funds paid are used to find a new person or to implement other strategies to save the business. Helps business partners purchase the business in case of key person’s death.
Get Quote See DetailsGuaranteed Acceptance
No prequalification, disability questions.
Should you have serious health issues, you may want to consider Guaranteed Acceptance with coverage up to $50,000.
It is a simple, permanent life insurance solution and you will not be turned down for coverage – no matter your health condition. It is generally purchased by individuals…
Get Quote See DetailsMortgage Insurance
An affordable and flexible insurance solution designed in your best interest
Congratulations on your new home!
Most Canadians get a bank mortgage and if you are one of them you have probably been convinced that mortgage life insurance is sufficient. But if you read the fine print, there are significant…
Get Quote See DetailsSenior Life Insurance
You are guaranteed coverage regardless of your health condition – giving you peace of mind.
Generally purchased to cover final expenses by individuals who are not eligible for other plans of life insurance.
The full coverage amount is payable if death occurs after two years or anytime if cause of death is accidental. The death benefit is limited to a return of premiums…
Get Quote See DetailsNo Medical Insurance
A convenient solution whether you have a serious medical condition or are in good health
For a simple and straightforward life insurance solution get “No Medical” life insurance with up to $750,000 in coverage.
It is quick and easy to apply for either permanent or term plans immediately without the need for medical tests or doctor’s visits.
Get Quote See DetailsFuneral Expenses Insurance
A pre-planned funeral is a loving and thoughtful gesture to those you leave behind.
Also known as “Burial Insurance”, it is designed to cover the expenses your loved ones will have to face when death happens.
Generally purchased to cover final expenses by individuals who are not eligible for other life insurance. The policy’s coverage amount will never decrease, and premiums are also guaranteed to stay the same.
Get Quote See DetailsOver 50 Life Insurance
Over 50 Life Insurance is simple and straightforward
There is a simple and straightforward solution to obtain Life Insurance for anyone over 50.
This coverage is generally purchased to cover final expenses for individuals who are not eligible for other Life Insurance plans. The coverage amount will never decrease over the life of the policy and stable premiums are guaranteed.
Get Quote See DetailsOut of country
Medical coverage and more for travels outside Canada’s borders.
Get protection for the unexpected with our out of country plan.
Whatever the purpose of your trip, travel insurance gives you the peace of mind to focus on your travel plans instead of worrying about the what-ifs of travelling. The plan covers some medical emergency expenses with options of trip cancelation coverage.
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Access canada’s world-class health care system with travel insurance for immigrants and long-term visitors.
Planning a family trip to the beach, the mountains or simply exploring the world is exciting.
Stop wondering about the what-ifs. Mitigate potential expenses and stress with a Travel Insurance plan for the whole family, so you can focus on what’s important — enjoying the vacation.
Get Quote See DetailsGap Year
Simple and affordable coverage for your travel adventures.
If you’re like most students planning a gap year adventure, you’ll be doing a lot more than backpacking from one destination to the next.
Whether you’ll be volunteering, doing conservation work or picking up odd jobs along the way, it’s important to have Travel Insurance for your entire trip.
Get Quote See DetailsSuper Visa
Get access to exceptional medical care while staying in Canada long-term with our easy-to-use application form.
Our Super visa plan will relieve your worries of the financial burdens of various health care costs.
Newcomers and long-term visitors flock to Canada annually but are not covered under provincial health care plans. Proof of travel insurance prior to entering the country is not…
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Avoid the potential financial burden of health care and concentrate on your studies.
Don’t let health care become a financial burden and added stressor to your already busy student life.
Student Plan insurance is designed to cover losses resulting from sudden, unexpected and unforeseen circumstances while you are a studying out-of-province, in another country…
Get Quote See DetailsCanadian Seniors and Snowbirds
No matter your age, there is coverage for you.
Unless otherwise stated, the policy will pay reasonable and customary expenses on your behalf, up to $5,000,000.
Whether you’re planning an extended trip to escape the long Canadian winter or a simple getaway, make sure that you are covered for any emergency medical situations that could happen while you’re away.
Get Quote See DetailsCancer
We offer protection to suit your changing needs throughout your lifetime.
On average, people are living longer.
With longevity, unfortunately, comes an increased chance of a critical illness diagnosis, such as cancer, heart attack, stroke, kidney failure, and more.
Get Quote See DetailsHeart Attack
The comfort to focus on what really matters — your recovery.
With longevity, unfortunately, comes an increased chance of a critical illness diagnosis, such as heart attack, cancer, stroke, kidney failure, and more.
Critical Illness insurance provides a tax-free, lump-sum benefit if you are diagnosed with a covered condition as defined in your contract and outlive the 30-day survival period.
Get Quote See DetailsStroke
The help and support you need to cope during a challenging time.
With longevity, unfortunately, comes an increased chance of a critical illness diagnosis, such as stroke, heart attack, cancer, kidney failure, and more.
Critical Illness insurance provides a tax-free, lump-sum benefit if you are diagnosed with a covered condition as defined in your contract and outlive the 30-day survival period.
Get Quote See DetailsCoronary Bypass Surgery
The help and support you need to cope during a challenging time.
Critical illness insurance helps protect you from financial hardship if you are diagnosed with a serious illness like coronary artery-bypass.
The money received can be used however you choose, without restriction. For example, to make payments on your mortgage, make alterations to your home, continue to contribute…
Get Quote See DetailsMultiple Sclerosis (MS)
Insurance for when you need financial security the most.
Safeguard the family’s income and most valuable assets with Critical Illness Insurance.
Critical Illness protection can help replace lost income of both the patient and caregiver. It can also create financial stability to meet mortgage and other debt payments so you and your family can focus on recovery.
Get Quote See DetailsAlzheimer's/Dementia
Don't be taken by surprise and protect against a critical illness.
We all think about the future — what we want to achieve and experience and with whom we want to share it.
Saving for a successful retirement means having a solid investment plan in place but a serious illness diagnosis can put that plan on hold, or worse, require liquidation to pay for recovery expenses.
Get Quote See DetailsBusiness Insurance
You worked hard to build your business, now safeguard it.
With our Business Insurance plan your business will be protected in the event its key person passes away.
With this plan, you will be covered for a sudden loss of a key member that would have a negative impact on operations and helps with the business continuity in difficult times.
Get Quote See DetailsAccidental Death and Dismemberment Insurance
Protection in case of a serious accident.
Unfortunately accidents can happen no matter how careful we are.
If you have a dangerous job or simply want coverage against accidents, AD&D Insurance helps ensure protection in the event of an accident that results in death or a serious injury.
Get Quote See DetailsSmall And Medium Enterprises Group Employee Benefits
Business too small to offer group benefits? think again!
Group critical illness benefits provide a non-taxable lump-sum payment following diagnosis of a covered illness.
Group Benefits are vital for all businesses. Regardless businesses’ size, a healthy, productive workforce and the ability to compete for talent are integral to success.
Get Quote See DetailsMedium Group Employee Benefits
Attract and retain employees with a group employee benefits plan.
Counterbalance life’s myriad unknowns with Whole Life Insurance.
Whole Life insurance is designed to offer attractive guaranteed cash value in the early years of the policy, without compromising on long-term death benefit growth.
Get Quote See DetailsLarge Group Employee Benefits
Benefits plans contribute to job satisfaction, reduce absenteeism and improve productivity.
Have you ever wondered how your competitors attract and retain quality employees?
Including an employee Group Benefit plan to your total compensation program can be an excellent way to address those concerns and increase productivity.
Get Quote See DetailsHazardous Group Benefits
A healthy, productive workforce is necessary regardless of the type of business or risk level...
Group employee benefits tailored to your specific needs.
Employee Benefit plans contribute to job satisfaction and according to research there is a positive correlation between how plan members perceive their benefits and job.
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