Critical Illness Insurance

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Critical Illness Insurance

What you need to know

While Canadians enjoy universal health care and have access to some of the best medical care in the world, the associated costs of having a critical illness can nonetheless negatively impact your financial well-being. Under the unfortunate circumstances of being struck down with a life-threatening illness, having Critical Illness insurance from CHES Financial will allow you to focus on accessing care and prioritize your personal needs during trying times instead of dealing with mounting medical bills and wondering about you and your family’s financial security. If you are a business owner, you may also want to consider a Critical Illness component to your insurance coverage. Our Business Insurance solution provides coverage in the event the sudden loss of your business’s key member would have a negative impact on operations.

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Stay Protected

It is difficult enough to cope when you are diagnosed with a critical illness without having to worry about your finances. Having Critical Illness Insurance in place will help ensure your peace of mind so you can focus on recovery.

Being uninsured is costly

Critical Illness Insurance helps you respond to the financial impact of a critical illness diagnosis with a lump sum benefit that can be use in any way. Make mortgage and credit cards payments, household expenses or pay outstanding loans — the choice is yours.


Don’t let a cancer diagnosis impact your financial wellbeing. Instead of fretting about a potential financial fallout, with Critical Illness Insurance you can focus on what matters most — recovery.


Serious illness can come with serious expenses. A major health event like a stroke can leave you and your family scrambling to put together the necessary funds for treatment. Relieve those potential financial burdens with Critical Illness Insurance.

Multiple Sclerosis (MS)

Safeguard the family’s income and most valuable assets with Critical Illness Insurance. Critical Illness protection can help replace lost income of both the patient and caregiver.

Business Insurance or Keyman

You have worked hard to build a successful business, now it’s time to safeguard your efforts with a Business Insurance policy.

Heart Attack

Financial stress should be the furthest thing from your mind after a heart attack. Plan for the proper insurance protection and help alleviate financial worries during your and your families’ time of need.

Coronary Bypass Surgery

Living through the treatment process of a major illness can cause financial hardship, leading to stress. With Critical Illness Insurance, shift the focus away from financial worry and toward recovery so you can savour precious moments with the ones you love.


Saving for a successful retirement means having a solid investment plan in place but a serious illness diagnosis can put that plan on hold, or worse, require liquidation to pay for recovery expenses.

Accidental Death and Dismemberment

Unfortunately accidents can happen no matter how careful we are. If you have a dangerous job or simply want coverage against accidents, AD&D Insurance helps...

Because you deserve peace of mind


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