Accidental Death and Dismemberment Insurance
Things you need to know
Unfortunately accidents can happen no matter how careful we are. If you have a dangerous job or simply want coverage against accidents, AD&D Insurance helps ensure protection in the event of an accident that results in death or a serious injury.
AD&D coverage is another way to help ensure financial protection for you and your loved ones in the event of the unthinkable.
Protection in case of a serious accident
Definition
- This policy provides a benefit in the case of a dismemberment or death resulting from an accident.
- It can help you and your family cope with the loss of income and/or extra expenses.
- It pays a death benefit to the beneficiary if the insured person’s death was due to an accident.
Lump-Sum Benefit
Single or multi-life plans
You and your beneficiary will receive a specified amount in the case of an accident that resulted in death or loss of eyesight, speech, hearing, or a limb.
Lorem ipsum lorem ipsum
The cash benefit will help you cover expenses were traditional health insurance may fall short.
Best Doctors — gives you access to the world’s best medical specialists.
Daily living assistance — provides resources to help you manage day-to-day activities.
Healing the whole person — access to the support you and your family need when dealing with the fears and anxieties associated with a critical illness.
Care coach — provides support for a range of everyday concerns such as locating childcare or elder care, arranging transportation, etc.
Healing Journey Kit — includes a book, and video and audio content to help you through the process.
The lump-sum benefit is non-taxable and can be used for anything you need.
Affordable coverage for the four most common critical illnesses: cancer, heart attack, stroke and coronary artery-bypass.
Protection against loss of income and out of pocket expenses while you cope with your illness.
Flexibility to purchase coverage from four to 25 conditions.
Available options include return of premium benefits and the ability to convert the policy to long-term care insurance.
Options to get additional help at home.
Lorem ipsum lorem ipsum
You will not be turned down for coverage regardless of health condition. It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applications.
Lorem ipsum lorem ipsum
It provides the coverage you want, whether you have very serious medical conditions or are in good health.
Lorem ipsum lorem ipsum
The coverage amount will never decrease over the life of the policy.
Lorem ipsum lorem ipsum
Premiums are guaranteed not to change over the life of the policy.
Lorem ipsum lorem ipsum
Policies accumulate guaranteed cash value beginning in the policy’s fifth year. You can use the cash value to pay premiums as long as cash values are sufficient. If the policy is cancelled, any remaining cash value will be paid to the policy owner.
Lorem ipsum lorem ipsum
lorem ipsum lorem ipsum lorem ipsum
Life Insurance
Travel Insurance
Critical Illness
Group Employee Benefits