Accidental Death and Dismemberment

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Accidental Death and Dismemberment Insurance

Things you need to know

Unfortunately accidents can happen no matter how careful we are. If you have a dangerous job or simply want coverage against accidents, AD&D Insurance helps ensure protection in the event of an accident that results in death or a serious injury.

AD&D coverage is another way to help ensure financial protection for you and your loved ones in the event of the unthinkable.

Protection in case of a serious accident


  • This policy provides a benefit in the case of a dismemberment or death resulting from an accident.
  • It can help you and your family cope with the loss of income and/or extra expenses.
  • It pays a death benefit to the beneficiary if the insured person’s death was due to an accident.

Lump-Sum Benefit

Single or multi-life plans

You and your beneficiary will receive a specified amount in the case of an accident that resulted in death or loss of eyesight, speech, hearing, or a limb.

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The cash benefit will help you cover expenses were traditional health insurance may fall short.

Best Doctors — gives you access to the world’s best medical specialists.

Daily living assistance — provides resources to help you manage day-to-day activities.

Healing the whole person — access to the support you and your family need when dealing with the fears and anxieties associated with a critical illness.

Care coach — provides support for a range of everyday concerns such as locating childcare or elder care, arranging transportation, etc.

Healing Journey Kit — includes a book, and video and audio content to help you through the process.

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You will not be turned down for coverage regardless of health condition. It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applications.

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It provides the coverage you want, whether you have very serious medical conditions or are in good health.

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The coverage amount will never decrease over the life of the policy.

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Premiums are guaranteed not to change over the life of the policy.

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Policies accumulate guaranteed cash value beginning in the policy’s fifth year. You can use the cash value to pay premiums as long as cash values are sufficient. If the policy is cancelled, any remaining cash value will be paid to the policy owner.

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Because you deserve peace of mind


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