Hazardous Group Employee Benefits

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Hazardous Group Employee Benefits

Things you need to know

Employee Benefits plans contribute to job satisfaction and according to research there is a positive correlation between how plan members perceive their benefits and job.

A healthy, productive workforce is necessary regardless of the type of business or risk level of operations as is the ability to compete for the talent needed to achieve business success. We therefore can design a plan that provides specific and tailored solutions that give you coverage at the right price.

Group Employee Benefits tailored to your specific needs


  • Comprehensive and flexible group benefits plans, including pharmacy, health and dental care.
  • Short and long term disability insurance for employee income replacement should they become disabled due to injury or illness.
  • Group critical illness benefits provide a non-taxable lump-sum payment following diagnosis of a covered illness.

Comprehensive and Flexible benefits

Tailored to risk level of operations

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Health and dental benefits are tax-free for employees in all provinces except Quebec.
Tools to help employees navigate the health care system.
Includes resources on how to detect and manage common mental health issues.
Online tools to encourage employees’ healthy lifestyle.
Can be more affordable than private individual benefit plans.
Maintaining productivity by having a happy, focused, stress-free employees.
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You will not be turned down for coverage regardless of health condition. It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applications.

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It provides the coverage you want, whether you have very serious medical conditions or are in good health.

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The coverage amount will never decrease over the life of the policy.

family insurance - CHES Life
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Premiums are guaranteed not to change over the life of the policy.

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Policies accumulate guaranteed cash value beginning in the policy’s fifth year. You can use the cash value to pay premiums as long as cash values are sufficient. If the policy is cancelled, any remaining cash value will be paid to the policy owner.

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Because you deserve peace of mind


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