Large Group Employee Benefits
Things you need to know
Have you ever wondered how your competitors attract and retain quality employees? Do you feel improving employee morale and providing a sense of security is important? Including an employee Group Benefits plan to your total compensation program can be an excellent way to address those concerns and increase productivity.
CHES Life provides a range of options for you to design an attractive benefits plan specific to your business needs. We make easy, flexible and affordable group benefits packages for businesses of all sizes.
Benefits plans contribute to job satisfaction, reduce absenteeism and improve productivity
Definition
- Comprehensive and flexible group benefits plans, including pharmacy, health and dental care.
- Short and long term disability insurance for employee income replacement should they become disabled due to injury or illness.
- Group critical illness benefits provide a non-taxable lump-sum payment following diagnosis of a covered illness.
Comprehensive and Flexible benefits
Show employees support after work hours
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Health and dental benefits are tax-free for employees in all provinces except Quebec.
Plans available for as few as two employees, giving small businesses flexibility to grow.
Attracts new employees and retains and engages existing ones.
Employees achieve work-life balance through family assistance programs.
Helps employees and their families manage their health and wellness.
Shows employee support beyond office walls.
Obtain basic health coverage without evidence of insurability.
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You will not be turned down for coverage regardless of health condition. It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applications.
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It provides the coverage you want, whether you have very serious medical conditions or are in good health.
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The coverage amount will never decrease over the life of the policy.
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Premiums are guaranteed not to change over the life of the policy.
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Policies accumulate guaranteed cash value beginning in the policy’s fifth year. You can use the cash value to pay premiums as long as cash values are sufficient. If the policy is cancelled, any remaining cash value will be paid to the policy owner.
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Life Insurance
Travel Insurance
Critical Illness
Group Employee Benefits