Funeral Expenses Insurance
Things you need to know
Ensuring our family and loved ones will be taken care of in their time of need is a desire we all share and one of the many reasons having a life insurance policy is so important.
A permanent insurance policy can make sure that your family doesn’t have to worry about finding the money to pay for funeral service costs, burial or cremation cost, medical bills, and other final expenses.
A pre-planned funeral is a loving and thoughtful gesture to those you leave behind
Definition
- Generally purchased to cover final expenses by individuals who are not eligible for other life insurance.
- The policy’s coverage amount will never decrease, and premiums are also guaranteed to stay the same.
- Also known as “Burial Insurance”, it is designed to cover the expenses your loved ones will have to face when death happens.
- These expenses come from medical bills and funeral expenses.
Quick and Easy to Apply
Affordable Rates
The value of the policy is proportionate to your desired funeral.
The coverage amount will never decrease over the life of the policy.
Premiums are guaranteed not to change over the life of the policy.
Life insurance policies can be used as collateral or security for personal loans.
It is more flexible than a funeral Pre-payment.
It could help with the repatriation of a deceased back home.
It is a great way to protect against the rising cost of funeral.
You can choose to pay annually or monthly.
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You will not be turned down for coverage regardless of health condition. It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applications.
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It provides the coverage you want, whether you have very serious medical conditions or are in good health.
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The coverage amount will never decrease over the life of the policy.
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Premiums are guaranteed not to change over the life of the policy.
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Policies accumulate guaranteed cash value beginning in the policy’s fifth year. You can use the cash value to pay premiums as long as cash values are sufficient. If the policy is cancelled, any remaining cash value will be paid to the policy owner.
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