Over 50 Life Insurance

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Over 50 Life Insurance

Things you need to know

You worked long and hard most of your life, now is the time to plan how to pass it to your kids. There is a simple and straightforward solution to obtain life insurance for anyone over 50.

Providing a permanent protection, the death benefit can be used to preserve an estate for your beneficiaries, create a financial foundation for your children and/or grandchildren’s. It can even provide a gift to your favorite charity. Premium benefit is guaranteed for life, or until the policy is paid up.

Over 50 Life Insurance is simple and straightforward

Definition

  • The most common and effective way to protect your estate.
  • A term 100 offers permanent protection for lifetime and guarantees low premiums to age 100.
  • Ideal for protecting your family’s financial future as it helps pay capital gains tax on assets (such as investments, cottage, etc) you leave to them.

Quick and Easy to Apply

Affordable Rates

Premiums are payable up to age 100 and the benefits last a lifetime.

The coverage amount will never decrease for the life of the policy.

Premiums are guaranteed not to change for the life of the policy.

Protection is available as joint or individual, first or last to die.
Payments can be paid monthly or annually.

Perfect for estate planning.

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You will not be turned down for coverage regardless of health condition. It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applications.

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It provides the coverage you want, whether you have very serious medical conditions or are in good health.

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The coverage amount will never decrease over the life of the policy.

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Premiums are guaranteed not to change over the life of the policy.

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Policies accumulate guaranteed cash value beginning in the policy’s fifth year. You can use the cash value to pay premiums as long as cash values are sufficient. If the policy is cancelled, any remaining cash value will be paid to the policy owner.

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Because you deserve peace of mind

TAILORED INSURANCE SOLUTIONS FOR YOU, MAKE YOUR MOVE

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