Canadian Seniors and Snowbirds
Things you need to know
Whether you’re planning an extended trip to escape the long Canadian winter or a simple getaway, make sure that you are covered for any emergency medical situations that could happen while you’re away.
Your provincial health insurance covers your medical expenses when you are in your home province but when you are away from home — even in another province — out-of-pocket medical care can be substantial. Prepare for unexpected events that can happen anytime and anywhere. We have a variety of plans that will give you peace of mind.
No matter your age, there is coverage for you
Definition
- Unless otherwise stated, the policy will pay reasonable and customary expenses on your behalf, up to $5,000,000.
- Within Canada you will be covered for in-hospital care, medical and diagnostic services, medication, emergency dental, private nursing, and repatriation.
- Trip cancellation coverage includes non-refundable transportation and travel arrangements.
- Also covers trip cancellation penalties, travel delay expenses, and baggage loss, damage and delay.
Up to $5,000,000 coverage
Wide range of medical services included
In-hospital care – accommodations up to semi-private rooms and hospital services and supplies necessary for care.
Medical services by a physician or surgeon.
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Diagnostic services — including x-rays, magnetic resonance imaging, sonograms and more.

Prescription medication obtained from attending doctor.
Accidental dental — expenses for repair and replacement of natural teeth or permanently attached teeth due to accidental blow to the mouth.
Expenses outside of Canada — air ambulance, special attendant, escort of insured dependent.
Easy application process.
Choice of deductible.
Twenty-four-hour phone travel assistance services in several different languages.

Direct billing to save out-of-pocket expenses.
Travel benefits covering extended trips up to 30 days long.
Choice of deductible ranging from $0 to $5,000.
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You will not be turned down for coverage regardless of health condition.
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It provides the coverage you want, whether you have very serious medical conditions or are in good health.
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The coverage amount will never decrease over the life of the policy.

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Premiums are guaranteed not to change over the life of the policy.
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An insurance policy can help ensure that your family doesn’t have to worry about finding the money to pay your final expenses.
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You can get coverage quickly and will have protection regardless of your health condition.